Effective date: June 1, 2026 · Last updated: June 2026
These Terms of Use ("Terms") govern your access to and use of Concentration of Risk (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
The Service extracts, standardizes, and displays concentration-of-risk disclosures (customer, geographic, supplier, product, and credit) from public filings on SEC EDGAR. A limited preview is available without an account; a free account provides access to the full covered universe.
The Service is provided for informational and research purposes only. Nothing on the Service constitutes investment, financial, legal, tax, or accounting advice, an offer or solicitation to buy or sell any security, or a recommendation regarding any issuer. You are solely responsible for your investment decisions. Consult a qualified professional before acting on any information found here.
Figures are extracted programmatically from SEC filings and linked back to their source documents. While we run extensive automated verification, extraction and interpretation errors can occur, filings can be amended, and disclosures can be measured against different bases across periods. The Service is provided "as is" — always verify a figure against the linked SEC source before relying on it. SEC EDGAR content belongs to its respective filers; we are not affiliated with or endorsed by the U.S. Securities and Exchange Commission.
You must provide accurate information when creating an account and keep your sign-in method secure. You are responsible for activity under your account. We may suspend or terminate accounts that violate these Terms.
You agree not to: (a) scrape, bulk-download, or systematically extract data from the Service without our prior written consent; (b) circumvent access controls or usage limits; (c) resell, redistribute, or offer the Service's data as part of a competing product; (d) interfere with the operation or security of the Service; or (e) use the Service in violation of applicable law.
The Service's software, design, compilation, standardization, and presentation of data are our intellectual property. Underlying SEC filings are public records. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for your own internal research purposes.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, TIMELINESS, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT LOSSES, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.
You may stop using the Service at any time. We may suspend or terminate access (including free accounts) for violation of these Terms or to protect the Service, and may discontinue features with or without notice.
We may revise these Terms from time to time. The "last updated" date above reflects the current version. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws rules. Any dispute will be resolved in the state or federal courts located in Delaware, and you consent to their jurisdiction.
Questions about these Terms? Reach us through the contact page.